The Most Overvalued & Undervalued Housing Markets in the Developed World

Take a look at the attached article in regards to the housing market recovery worldwide.  The author is using the “House-to-Rent” ratio data from Q2 2013 to determine undervalued or overvalued.

Globally speaking, house prices rose in 32 of the 51 advanced and emerging market economies in the IMF’s Global House Price Index, compared with increases in 9 countries in the second quarter of 2009, when the housing crisis was in full swing.

http://www.businessinsider.com/chart-over-and-undervalued-markets-2013-11?nr_email_referer=1&utm_source=Triggermail&utm_medium=email&utm_term=Markets%20Chart%20Of%20The%20Day&utm_campaign=Moneygame_COTD_112713

Can You Stand Low Interest Rates for the Next 20 Years?

Here’s an article that I found over the weekend from my old boss, Bill Gross from PIMCO.  If Mr. Gross is correct in his prognosis about the direction of interest rates, you will need to make sure that you have your own investment portfolio structured properly to take advantage of a low interest-rate environment!

http://www.dailywealth.com/2545/low-interest-rates-could-be-bad-news-for-retirees

Median Incomes Have Increased In Just 2 of the Last 11 Years

The U.S. Census published income and poverty data for 2012 earlier today.  The following link shows net gains and losses in U.S. median incomes since 2000.

Here are a few excerpts from the article:

“From the 2000 American Community Survey to the 2012 American Community, real U.S. median household income decreased 6.6 percent. The U.S. median household income decreased from $55,030 in 2000 to $51,371 in 2012.”

“There appeared  to be stability in the beginning of the decade. By mid-decade, the nation had reached a peak in real median household income.”

“The U.S. ACS median household income in 2007 was $56,048.”

“U.S. median household income decreased -8.7 percent from the 2007 ACS to the 2011 ACS.”

http://www.census.gov/prod/2013pubs/acsbr12-02.pdf?utm_source=Triggermail&utm_medium=email&utm_term=Money%20Game%20Chart%20Of%20The%20Day&utm_campaign=Post%20Blast%20%28moneygame%29%3A%20CHART%20OF%20THE%20DAY%3A%20Median%20Incomes%20Have%20Increased%20In%20Just%20Two%20Of%20The%20Last%2011%20Years